• No. 79/1, Old No. 35, Block No.44, Flower Street, Saidapet, Chennai - 600015
  • +91 9790992699

Mortgage Loan

Mortgage Loan

Unlock the value of your property with LendMart’s Mortgage Loan (Loan Against Property) services. By pledging your residential, commercial, or industrial property as collateral, you can avail funds for personal or business needs. Whether it’s for business expansion, education, medical emergencies, home renovation, or debt consolidation, a mortgage loan is one of the most flexible and cost-effective financial solutions.

LendMart works with leading banks and NBFCs across India to offer competitive interest rates, higher loan amounts, and flexible repayment periods. Our expert advisors guide you from eligibility assessment to documentation and approval, ensuring a seamless experience.

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Access Funds Using Your Property

With LendMart, your property can work as a powerful financial tool. Mortgage loans help you unlock the hidden value of your property without selling it. The loan can be used for a variety of purposes including business growth, personal expenses, and investment opportunities.

Our process is simple and transparent. Just keep your property and income documents ready, and our experts will assist you in choosing the best lender and getting the loan approved quickly.


Competitive Mortgage Loan Interest Rates

Interest rates for mortgage loans in India generally range between 10% and 14% per annum, depending on property type, borrower profile, and lender policies. At LendMart, we help you compare multiple lenders to find the most affordable option.

Common uses of mortgage loans include:
• Business expansion or working capital
• Personal expenses like education, medical, or travel
• Home renovation or improvement
• Debt consolidation

We ensure you get the best offers based on your financial profile and the value of your property.


Eligibility Criteria for Mortgage Loans

Eligibility requirements vary by lender, but generally include:

• Age between 21 and 65 years
• Salaried, self-employed, or business owners with regular income
• Ownership of unencumbered residential, commercial, or industrial property
• Good credit score (preferably 600+)
• Ability to meet take-home pay norms after accounting for existing EMIs

Loan amounts are calculated based on property type, market value, and borrower profile. Our experts will help you determine your maximum eligibility and select the right lender.

Commonly Required Documents for Mortgage Loans:

  • Aadhar Card / PAN Card
  • Salary slips or proof of income
  • Employment letter / business proof
  • Bank statements (last 6 months)
  • Proof of residence (rental agreement / utility bill)
  • Property documents – sale deed / title deed
  • Encumbrance certificate
  • Property tax receipts
  • IT returns for salaried and self-employed individuals
  • Profit & Loss statement and balance sheet (for businesses)
  • Any additional documents requested by the lender
  • All applicants must meet the bank’s mortgage loan policy guidelines

Loan Services

Need Help?

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+91 9790992699

lendmartindia@gmail.com

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