Personal Loan
A Personal Loan is one of the simplest ways to manage urgent financial needs—whether it is medical bills,
education fees, home repairs, travel expenses, or any personal requirement. At LendMart, Chennai, we provide
fast and hassle-free personal loans with minimal documentation, flexible EMIs, and competitive interest rates.
Our goal is to offer quick and transparent financial support exactly when you need it. With our simple
application process and expert assistance, getting a personal loan becomes smooth and worry-free.
Apply with LendMart today for a reliable and effortless borrowing experience.
Key Highlights of Personal Loan:
• Lowest interest rates starting from 9.99% p.a.
• Compare 100+ personal loan banks atLendMart
• Tenure options of 24 to 84 months
• Online loan application with instant approval
• Can be used for marriage, education, medical, shopping & more
• No collateral is required as personal loans are unsecured
• Available through top instant loan apps & marketplaces
Why Choose LendMart Personal Loan?
Unexpected expenses can arise anytime, and a personal loan can help you manage them with ease.
LendMart offers quick personal loans in Chennai with flexible repayment choices, low-interest
options, and minimal paperwork. Whether it’s for emergencies, education, family events, or
personal investments, we provide the right loan solution that fits your needs.
• Instant approval & disbursal
• Minimal documentation
• Best-in-class interest rates
• Loan tenure Maximum 84 Months
Small & Large Personal Loan Options
Whether you need a small amount for daily expenses or a higher amount for major personal needs,
LendMart offers flexible loan amounts tailored to you. Enjoy affordable rates, quick disbursal,
and a transparent loan process from start to finish.
• Loan Amount: ₹20,000 to ₹1 Crore
• Flexible repayment options
• Suitable for all personal needs
Fast & Easy Loan Approval
Our loan approval process is quick and simple. With minimal documents and a smooth verification
process, you can get loan approval within hours. LendMart ensures fast processing and quick
disbursal so you can take care of your needs without waiting.
• Loan approval within 48 hours
• Quick verification
• Hassle-free digital process
Online Documentation & Easy Process
Upload your documents online and complete your loan application from anywhere. Our team guides
you at every step—eligibility check, documentation, and choosing the best loan plan for you.
Whether you are salaried or self-employed, LendMart offers personal loan solutions that are
fast, flexible, and convenient.
• Completely digital documentation
• Expert guidance
• Simple & secure process
Key Advantages of LendMart Personal Loan
1. High Loan Amounts
Depending on income & credit score, you can get personal loans up to ₹25 Lakhs.
2. Competitive Interest Rates
Attractive and affordable interest rates starting from 10.50% p.a.
3. Flexible Repayment Tenure
Choose a comfortable repayment tenure from 12 to 60 months.
4. No Collateral Required
100% unsecured loans—no security or guarantor needed.
5. Quick Approval & Instant Disbursal
Fast verification and quick funds transfer.
6. Loans for Salaried & Self-Employed
Options for employees, business owners, and professionals.
7. Additional Benefits
Doorstep assistance, online application, and excellent support.
Types of Personal Loans
• Travel Loan: For vacations, tours, and holiday travel.
• Wedding Loan: Covers venue, catering, honeymoon & more.
• Festival Loan: For festival shopping and celebrations.
• Consumer Durable Loan: For purchasing appliances & gadgets.
• Pension Loan: For retired individuals’ financial needs.
• Home Renovation Loan: For repairs, painting & remodeling.
• Education Loan: For studies, fees & overseas education.
• Mobile/Laptop Loan: For purchasing smartphones & laptops.
Eligibility Criteria
| Eligibility Criteria |
Details |
| Occupation |
Salaried employees, self-employed professionals, self-employed non-professionals, and business owners |
| Age |
Minimum 21 years at loan application and maximum 60 years at loan maturity |
| Monthly Income |
₹20,000 |
| Job/Business Continuity |
Minimum 2 years continuous job or 3 years continuity in business |
| ITR |
Last 2 years IT returns |
| Credit Score |
700 & above |
Documents Required
KYC Documents: PAN, Aadhar, Voter ID, Passport, Driving License
For Salaried:
• Last 6 months salary slips
• Last 3 months bank statement
• Form 16 & ITR
For Self-Employed:
• Financial statements
• ITR last 2 years
• Bank statements
• GST proof
Additional: Application form, photos, processing fee cheque.
Important Points Before Taking a Personal Loan
• Maintain a good credit score
• Compare interest rates across lenders
• Calculate the full cost of the loan
• Borrow only as per your need
• Ensure EMI affordability
• Avoid fake/too-good-to-be-true offers
